HOW IT WORKS

Step-by-Step Process

Your Next Chapter Starts Here

Wondering how to release money from your home? It’s easier than you think. With Kindred, our three-step reverse mortgage loan process eases cashflow pressures. It allows you to shift focus to your future – a clear path forward, lighter weight on your shoulders, and an opportunity to enjoy the retirement you’ve earned.

Step 1 See What’s Possible

See What’s Possible

Use our free calculator to check how much you could release from your home with a reverse mortgage loan. There’s no commitment – just a clear picture of your options.

Step 2 Talk with Kindred

Talk with Kindred

If you’re eligible, our team will explain how to release money from your home in straightforward terms. We’ll answer your questions and guide you through each step at your own pace.

Step 3 Access Your Funds

Access Your Funds

Once approved, your reverse mortgage loan funds are released for whatever matters most – renovations, family support, or simply peace of mind. Most applications are conditionally approved within 48 hours, and monies are typically settled within 30 days.

Safeguards & Protections

What is a Reverse Mortgage

A reverse mortgage enables older Australians to access the equity in their home without having to sell or move. The loan and interest are repaid when the property is eventually sold. You keep ownership and can stay as long as you choose.

It’s a way to ease financial pressure, manage costs, or support family while remaining in the place you love – a practical option for comfort, independence, and confidence in later life.

See what’s Possible

At age 60, you may be able to release up to 20% of your home’s value. At 70, it’s 30%. Use our calculator to see what this could mean for you.

Frequently Asked Questions

At Kindred Home Equity, we believe understanding brings freedom. Many people share the same questions about reverse mortgages, so we’ve compiled some straightforward answers to help you and your family feel informed and at ease.

How do I start the process of releasing money from my home?

The first step in getting a reverse mortgage loan is simple. Use Kindred Home Equity’s free online calculator to see how much equity you could potentially release from your home. It only takes a minute and gives you an idea of what’s possible before you speak to anyone.

What happens after I contact Kindred Home Equity?

After using the calculator, you’ll have the option to speak with a member of our team or alternatively submit an enquiry. This is a relaxed, obligation-free chat where we explain how a reverse mortgage loan works and answer your questions in plain English. You can involve your family if you wish – we want everyone to feel comfortable and informed. Our focus is always on helping you understand how to confidently release money from your home.

How long does it take to access my funds?

From your initial chat to accessing your funds, many reverse mortgage loans are settled within around 30 days. During this time, our team will keep you informed through every step – from property valuation to settlement – so you always know what’s happening. Once approved, your funds are released directly to your bank account, where you can use them as you choose. We make the process smooth, transparent, and easy to follow.

How can I use the money from my reverse mortgage loan?

With a Kindred Home Equity reverse mortgage loan, you decide how to use the funds that you release from your home. Many older Australians use the money for home repairs, renovations, living expenses, travel, or to support loved ones. Others use it to alleviate rising costs or consolidate debt. However you choose to use it, the goal is to give you breathing room and the freedom to live life your way.

Will I still own my home during and after the process?

Yes – you remain the legal owner of your home throughout the entire reverse mortgage loan. The loan is secured against your property, similar to a traditional home loan, but without the need for monthly repayments. You can live in your home for as long as you wish, and when the time comes to sell, the loan and interest are repaid from the proceeds.

What makes Kindred Home Equity different from other lenders?

Kindred Home Equity was built to make finance feel human again. We combine expert guidance with real care, helping you understand how to release money from your home in a way that feels empowering. Backed by Stonepeak Partners LP, one of the world’s leading investment firms, Kindred Home Equity offers both financial strength and local understanding – providing Kindred’s customers with confidence, clarity, and choice.

Ready to Explore your Options?

You can use the form on the right to make a no-obligation enquiry.

Prefer to talk it through? Book a 15-minute call with a Kindred specialist, or reach us directly by phone or email.

Mon – Fri
9:00 am – 5:00 pm

    This is your space to explore without pressure. We’ll listen, answer your questions, and support you - whether you’re on your own or with family by your side.